Blog, News & Updates
Insights, announcements, and perspectives from the Harlow Payments team.
How Easy is it to Switch Payment Processors?
How Easy Is It to Switch Payment Processors? If you’re unhappy with your current payment processing rates, you may have considered switching providers, but then talked yourself out of it. Maybe you think switching means replacing your equipment, changing your point-of-sale system, retraining your employees, updating your website, or dealing
Are Merchant Service Fees Eating Into Your Profits?
Are Merchant Service Fees Eating Into Your Profits? When you run a small business, every expense matters. Rent, payroll, inventory, software, insurance, and marketing all compete for a share of your revenue. Payment processing is another ongoing expense, but because the fees are often deducted behind the scenes, they can
What is PCI Compliance?
What Is PCI Compliance? Understanding PCI Fees on Your Merchant Statement If you’ve ever looked at your merchant statement and noticed a PCI compliance fee, you may have wondered what you’re actually being charged for. Is it a required payment? Is it a service from your processor? Does every business
What is Interchange?
What Is Interchange? A Small Business Guide to Credit Card Processing Fees If you’ve ever looked at your merchant statement and wondered why a card transaction costs more than the amount printed on the receipt, interchange is a big part of the answer. Interchange is one of the fundamental costs
Merchant Statement Breakdown
Merchant Statement Breakdown: Understand Your Fees and Find Opportunities to Lower Your Rates Payment processing is rarely the part of running a small business that anyone looks forward to. And when your merchant statement is filled with unfamiliar fees, percentages, transaction categories, and abbreviations, it’s easy to file it away
What Every Small Business Should Know About Processing Fees
What Every Small Business Should Know About Processing Fees For many small businesses, accepting credit and debit cards is simply part of doing business. Customers expect convenient payment options, and card payments can make it easier to close sales, serve customers quickly, and keep revenue moving. But there is a
Why Your Processor Doesn’t Explain Your Statement
Why Doesn’t Your Payment Processor Explain Your Merchant Statement? When was the last time someone on your team sat down and walked through your merchant statement? If your answer is “never,” you’re not alone. Every month, millions of business owners receive a merchant statement filled with percentages, processing rates, abbreviations,
The Hidden Fees Most Businesses Never Notice
The Hidden Credit Card Processing Fees Most Businesses Never Notice Every business owner watches their major expenses. Payroll gets reviewed. Rent gets negotiated. Inventory costs are carefully tracked. Marketing budgets are evaluated every month. But one expense often flies under the radar: credit card processing fees. Because these charges are
3 Signs You’re Overpaying for Credit Card Processing
3 Signs You’re Overpaying for Credit Card Processing Credit card processing is one of those business expenses that often goes unnoticed. As long as transactions are going through and deposits are arriving on time, most business owners don’t think twice about their payment processor. But that doesn’t mean you’re getting