Is Your “Low Rate” Actually a Low Rate?
Is That “Low Rate” Actually Saving Your Business Money? When you start shopping for a new payment processor, the conversation almost always kicks off with the same hook: the rate. You’ll hear promises of rock-bottom percentages and bold claims that switching providers will put more money back into your pocket. On paper, a lower rate […]
Is Surcharging Right for Your Business?
Is Credit Card Surcharging Actually a Good Move for Your Business? Credit card payments are an important part of doing business today, giving customers the convenience and flexibility to pay in the way that works best for them. As businesses look for ways to manage overall expenses, more are exploring credit card surcharging to offset […]
Flat-Rate vs. Interchange-Plus Pricing: Which Is Better for Your Business?
Flat-Rate vs. Interchange-Plus Pricing: Which Strategy Fits Your Business? Choosing a payment processor is about much more than just finding a way to accept credit cards. The pricing structure tied to your merchant account directly impacts your bottom line. Among the various models available, flat-rate pricing and interchange-plus pricing are the two most common options […]
My Payment Processing Fees Are Too High. What Can I Do?
My Payment Processing Fees Are Too High. What Can I Do? If you’ve spent any time digging into your merchant statements lately and felt that sinking realization that your processing fees are way higher than they should be, you’re definitely not alone. For most small business owners, these fees just become another monthly utility, something […]
Why Are My Credit Card Processing Fees So High?
Why Are My Credit Card Processing Fees So High? If you’re running a small business, you already know that accepting credit cards is a necessity. But when was the last time you really looked closely at your monthly merchant statement? For many business owners, the answer is not recently. They may glance at the statement, […]
How Harlow Payments Supports Small Businesses
How Harlow Payments Empowers Small Businesses to Succeed Running a small business is a constant balancing act. Every dollar matters, and when you’re managing inventory, payroll, rent, and software subscriptions, those recurring payment processing fees you never seem to notice can quickly erode your margins. You shouldn’t have to battle your payment processor to understand […]
Ways to Lower Your Merchant Processing Fees
How to Lower Your Merchant Processing Fees and Boost Your Bottom Line Accepting credit and debit cards is simply part of doing business today, but that doesn’t mean the fees that come with every transaction should take a significant bite out of your profits. While some processing costs are unavoidable, many businesses may be paying […]
The Credit Card Processing Fees You Might Not Know You’re Paying
The Hidden Reality of Credit Card Processing Fees When you accept a credit card payment, the process often feels straightforward: a small percentage is deducted from the sale, and the remainder is deposited into your business account. However, beneath that simple transaction lies a complex web of costs that many business owners overlook. In practice, […]
Why Some Payment Processors Make Pricing Difficult to Understand
Why Understanding Payment Processing Costs Is Often So Confusing Accepting credit and debit cards is a fundamental part of modern commerce, yet deciphering exactly what you pay for these transactions can be surprisingly difficult. Between lengthy merchant statements filled with cryptic abbreviations, fluctuating rates, and a long list of recurring fees, the actual cost of […]